$299 + $39.99/mo. membership fee provides lifetime access to the Live Your Best Life Courses as well as membership to the Live Your Best Life community which provides ongoing support, education, and access to Nicole in a private online community.
*$39.99 Membership fee begins 30-days from date of purchase and may be cancelled at any time.

It’s time to Live Your Best Life
The Live Your Best Life course collection is a complete coaching toolset that teaches you how to create financial freedom by addressing and improving your vision and mindset, so you can build the life you really want.
Created by Nicole Mayer, Josh Kadish, and Margene Shullaw, the program delivers wisdom, capabilities, and compassion gained from decades of successfully serving families and individuals. These award-winning advisors help you define your future, align your lifestyle with purpose, activate your plan, and sustain it long term.
And as a SPECIAL OFFER we’re including a free module with your purchase, Job Transitions, for you at no charge! This powerful coaching toolset walks through a complete thinking process to help you with your job transition.
What’s Included in The Program:
Live Your Best Life
Your Best Life
Understand that your best life is unique to you and shouldn’t be defined by anyone else’s expectations or lived on anyone else’s terms.
Define
Define your best life. Identify your core values and activities that excite you. What are you doing or not doing to "LIVE" your best life?
Align
Let’s unpack what you value and enjoy and then create an action plan so you can incorporate them into your everyday life.
Activate
Put things into motion! Set and track goals. What do you need to do in the next 6-12 months to bring your Best Life Score to a 10?
Sustain
We need to make sure Your Best Life can be funded for as long as you live. We’ll help you find & close the financial gap!
Sound Financial Plan
Sound Financial Plan – Once you’ve defined what YOUR BEST LIFE looks like, we’ll pull it all together and understand the trade-offs you may need to make to be able to afford and live that life for years to come.
Job Transition
What do You Really Want?
We’ll help you take a step back and explore whether you want to “live to work” or “work to live.” This module will ask questions that will help provide clarity and direction for your next move. You’ll think through the elements that make up “Your Best Life."
Planning Through Transition
How long will your money last through transition? What’s the minimum income you need at your next job? We’ll guide you in reviewing your finances, insurance plans, taxes and social security so that you can emerge a winner following transition.
Cash When You Need It
During your job transition, it's important to know where to go for cash when you need it. As you'll learn in this module, taking money from the wrong places can set you back big time! But taking money from the right places can help you extend the length of time before you need to panic.
Trimming Expenses
We’ll share our fillable Expense Worksheet so you can gain clarity about where your money goes during "Normal Life” and what you deem necessary to spend in "Transition Life." You’ll ask: 1. Do I need it? 2. Can I cut it? 3. Can I lower it? 4. Are there charges or services I can put on "pause" during my transition?
Protecting Your 401k
This is likely your biggest asset aside from your home. We’ll make sure you’re educated to make critical decisions with confidence and avoid the many financial pitfalls others make during transition.
Bumps in the Road
On our life journey, we’re bound to encounter many bumps in the road along the way. A job transition may feel like a mountain in the middle of the road and in this module we’ll help address your concerns and worries. We’ll help you be smarter, more aware, and prepared when faced with them.
Your Sound Financial Plan
Heading on a road trip without your GPS is never a good idea. Going through life without a sound financial plan isn't a good idea either. Once you know What You Want, What You've Got, and What You Need, it's time to create a financial plan that you can trust – one that reflects your values and funds Your Best Life.
Job Hunting
We’ll share our best ideas, resources, and tools on how to search for your next job.
Video Lessons
Intimate videos and an ongoing expansion of lessons and proven techniques.
Practical Tools
Our tools, forms, templates and samples accompany your videos to enhance your learning.
Anytime, Anywhere
Learn on your own terms, at your own pace on mobile or desktop devices.
$299 + $39.99/mo. membership fee provides lifetime access to the Live Your Best Life Courses as well as membership to the Live Your Best Life community which provides ongoing support, education, and access to Nicole in a private online community.
*$39.99 Membership fee begins 30-days from date of purchase and may be cancelled at any time.
COURSE PREVIEW
PREVIEW THE TOOLS

See what others are saying:
"Anyone going through some form of life transition should connect with Josh & Nicole. They do a great job of making the complex seem simple and understandable. If you are trying to figure out if you're on the right course to achieving your long-term goals and dreams, they'll provide the tools and education you need to make future decisions with confidence."
• Rick L.
"They truly were there to enlighten and inspire us to live the life we wanted."
• Steve L.
“I couldn’t have made it through my job transition without the help of Nicole and her team. They helped me identify the minimum income I needed at my next job to hit my long-term goals and I was actually able to take a position with less stress and more free time. Happy to have my life back!”
• Becky M.
“It’s amazing how much better you feel when you take the time to identify what is really important in life to you and build your life around it! Nicole gave me the tools and coaching I needed to define and live my One Best Life!”
• Dan L.
“They helped me find myself and allowed me to move forward to live my best life!”
• Debbie M.
“We’ve been married for 20 years and thought more money would lead to more happiness. Turns out, we never really defined what success or happiness looked like. The Second Opinion Process got us on the same page and allowed us to build a life that we’re excited to live and look forward to our future.”
• Phil & Paula Z.
“I was trying to live up to everyone else’s definition of success and was completely unhappy and stressed out. Nicole helped me identify what was truly most important in life to me and gave me the tools to make decisions that were in alignment with my vision for my future.”
• Leanne M.
“Sometimes we make life harder than it has to be. Josh and his Team have helped me simplify my life and become more organized. Once I was more organized things became more clear. As things became more clear, I was in a position to make educated decisions as opposed to acting on impulse and waiting for the next shoe to drop. Can’t thank them enough for helping me turn my life around.”
• Howard S.
“I've always been scared to think about my finances and my future. The Second Opinion Team reminded me that ignorance was not bliss and took the time to break things down into simple terms so I could actually understand what I had and the lifestyle it would support. I feel so liberated being able to know that I have a plan to follow to get me to where I want to be.”